Selfie biometrics implemented for tax credits and loans could protect an endangered species
Selfie biometrics are used for identity verification by a variety of applications, from online government services powered by ID.me to age-restricted goods deliveries powered by Veriff and mortgage loans via the UK’s MyIdentity program. iDenfy also supports business and consumer lending, while Yoti describes another humanitarian application of ID verification and authID launches a platform update for smoother biometric data collection.
Customer wins and partnerships
As previously reported by Biometric updateThe US Internal Revenue Service (IRS) has begun requiring selfie biometric identity verification of people accessing services on its website.
As of Summer 2022, access to the IRS Child Tax Credit Update Portal will require identity verification via ID.me.
The update was supported by the Secure Access Digital Identity Initiative (SADI) and was presented in November 2021.
Now that others have taken notice, misinformation has started to proliferate, prompting an IRS spokesman clarify to CNBC that the biometric identity verification process is not required to file a tax return.
“The IRS emphasizes that taxpayers can pay or file their taxes without submitting a selfie or other information to a third-party identity verification company,” the agency said in a statement. “Tax payments can be made from a bank account, by credit card, or otherwise without the use of facial recognition technology or registering for an account.”
However, many online applications and information services require a digital ID.me identity.
Veriff has partnered with Starship Technologies to provide biometric authentication and re-verification for autonomous delivery services.
The companies say the partnership will offer Starship the first fully autonomous, end-to-end delivery service for age-restricted items. When the delivery robot arrives at its delivery destination, the person receiving the delivery receives a notification and then uses Veriff’s biometric authentication to unlock them via the Starship Food delivery app, available on iOS or Android.
Bluestone Mortgages is the latest UK mortgage broker to join the ranks my identity has announced coordinator Etive Limited as part of a pilot project running from November 2021 to December 2022.
Bluestone is a specialist non-bank lender catering to the self-employed, distressed and contract customers.
The MyIdentity system was trialled in 11 locations across the UK over the past year to reduce the administrative burden associated with property sales.
End-users participating in the system use third-party identity verification services based on the DCMS Digital Identity and Attributes Trust Framework, where selfie biometrics come into play.
iDenfy was selected by non-bank Placet Group to provide AI-powered and human-monitored ID verification to prevent fraud and meet KYC and AML compliance requirements.
Placet Group, based in Estonia, provides loans to companies and individuals.
The digital ID could help with conservation efforts
Meanwhile Yoti, in a blog entry, says digital identity is critical for people intending to join the Citizen Community Science Network to report on the activities of ground hornbills in Zimbabwe, whose numbers and habitats are increasingly threatened by human activities.
The scenario is detailed in the third part of a series of six articles on hypothetical uses of identity verification technology in various humanitarian and environmental settings by Yoti.
The paper argues that a digital ID can help identify hornbill monitors as real and trustworthy individuals, to avoid introducing ill-intentioned people into the research community.
Once the individual applies to be a hornbill warden, the conservation group will send a representative to authenticate the applicant’s identity and credentials and take a picture of them. After verification is complete, the applicant will be invited to join a messaging app group. The registered and biometrically authenticated monitor can then begin keeping records of ground hornbill activity in their area and then forward them to the conservation group for policy action.
The article adds that other conservation projects such as the South African Bird Atlas Project and the Mabula Ground Hornbill Project have used digital identities to identify citizen scientists in the past.
authID updates the platform’s collection of biometric data
In this busy market, authID.ai has released an update to its cloud-native facial biometrics platform, Verified.
Version 2.4 of Verified improves the platform’s biometrics functionality with selfie recapture to reduce false rejection with better quality images, as well as in-browser quality analysis and feedback on aspects such as face position, expression, glare and lighting. The update also updates the user interface for a better user experience and improves cross-device user authentication.
“This latest release of our Verified platform reflects our vision to provide the absolute best in biometric identity authentication for businesses across all industries. The intuitive, smooth and convenient verification experience developed by our team of experts creates the highest level of security and mutual trust,” comments Jeremiah Mason, SVP of Product at authID.ai. “We are committed to building best-in-class, cloud-native security solutions and scaling this cyber infrastructure to help customers in virtually every market segment combat the risks of password and identity fraud.”
Authentication ID | Biometrics | digital identity | facial biometrics | Financial Services | government services | humanitarian | iDenfy | Identity Verification | KYC | MyIdentity | Veriff | Yoti